Terms & Conditions

1. Introduction

Welcome to FinVista. These Terms & Conditions ("Terms") govern your use of our website and services. By accessing or using our website, you agree to comply with these Terms. If you do not agree with any part of these Terms, please do not use our website.

These Terms have been prepared in accordance with South African law, including the Consumer Protection Act (CPA) of 2008 and other applicable regulations.


2. Definitions

"Website" refers to the FinVista website located at [Insert Website URL].
"We," "us," or "our" refers to FinVista.
"User," "you," or "your" refers to any person accessing or using our website.


3. Use of the Website

3.1. Permitted Use

This website is intended for informational purposes related to investment and retirement consulting.
You may use the website for personal, non-commercial purposes only.

3.2. Prohibited Use

Users must not:
❌ Use the website for unlawful purposes.
❌ Disrupt or interfere with website functionality.
❌ Attempt unauthorized access to our systems.
❌ Distribute malicious software, such as viruses.

If we determine that a user has violated these Terms, we reserve the right to restrict or terminate access.


4. Information Disclaimer

The content on this website is provided for general informational purposes only.
We do not provide financial, legal, or tax advice. Users should consult with a qualified professional before making any financial decisions.
While we strive to keep our content accurate and up-to-date, we do not guarantee the completeness or reliability of the information.


5. Limitation of Liability

To the fullest extent permitted by law:

We are not responsible for any losses resulting from the use of our website.
We do not guarantee uninterrupted or error-free operation of the website.
We are not liable for any third-party content accessed through external links.

Users agree to use the website at their own risk.


6. Intellectual Property

All content, including text, images, and graphics, is the property of FinVista unless otherwise stated.
Users may not copy, modify, distribute, or commercially exploit any content without prior written consent.

Unauthorized use of our intellectual property may result in legal action.


7. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only.

We do not control third-party websites and are not responsible for their content.
Visiting external links is at the user's own risk.

We recommend reviewing the Privacy Policies and Terms & Conditions of any third-party sites before engaging with them.


8. Privacy and Data Protection

We respect your privacy. Please refer to our Privacy Policy for details on how we collect, use, and protect your personal data.


9. Changes to Terms

We reserve the right to update these Terms at any time.

Changes will be posted on this page with the updated date.
Continued use of the website after modifications signifies acceptance of the revised Terms.


10. Governing Law

These Terms are governed by the laws of South Africa.

Any disputes arising from the use of our website will be subject to the jurisdiction of South African courts.


11. Contact Information

If you have any questions regarding these Terms & Conditions, please contact us:

📍 Address: 1 Kontiki Ave, Glen Ive, Cape Town, 7550, South Africa
📞 Phone: +27 21 919 1191
📧 Email: [email protected]